export const paymentConfirmationEmail = ({ member, amount, paymentDate, transactionId }) => ({
  from: 'Ghost Guild <ghostguild@babyghosts.org>',
  to: member.email,
  subject: 'Payment confirmation — Ghost Guild',
  text: `Hi ${member.name || 'there'},

We received your payment of $${Number(amount).toFixed(2)} CAD on ${new Date(paymentDate).toLocaleDateString('en-CA')}.

Baby Ghosts Studio Development Fund (BN 788709350 RR 0001)
Helcim transaction ID: ${transactionId}

This is a payment confirmation, not an official donation receipt for Canadian tax purposes. Tax receipts for eligible members will be available starting later in 2026.

Thanks for being part of Ghost Guild.
`
})