Helcim refuses paymentType:'verify' for cards already saved on a
customer ("A new card must be entered for saving the payment method"),
breaking every "Complete Payment" retry after a partial-failed signup.
Add GET /api/helcim/existing-card and short-circuit HelcimPay verify in
useMemberPayment + payment-setup.vue when a saved card is found, going
straight to subscription creation. The two existence-check fetches run
in parallel with get-or-create-customer so no extra round-trip latency
in the common path.
Radio-pair cadence selector (Monthly / Annual) added to the join form,
reusing the existing .circle-radio styling. contributionItems computed
reactively; all tier labels and the left-column price list update on
toggle. cadence submitted with the subscription payload. payment-setup
hardcoded to monthly (annual upgrades go through /join).
- Timezone: curated USelectMenu dropdown (app/config/timezones.js), preserves unknown saved values
- Profile save now uses useToast() for success/error; remove inline save banner
- Nav onboarding dot nudged down 1px for optical alignment with lowercase text
- Onboarding: skip a suggestion with POST /api/onboarding/track {skip}; member.onboarding.skipped map; does not affect graduation
- CirclePicker takes :saved-value so 'Current' badge stays until save completes
- PrivacyToggle is binary (USwitch labeled Private); member schema enum reduced to ['members','private']; zod coerces legacy 'public'
- New /member/payment-setup page: HelcimPay $0 verify + update-contribution, wired from account.vue via requiresPaymentSetup redirect
- Helcim portal: NUXT_PUBLIC_HELCIM_PORTAL_URL env + account.vue 'Manage billing in Helcim' link
- Migration script: scripts/migrate-privacy-public-to-members.js
