Add Zod validation, fix mass assignment, remove test endpoints and dead code

- Add centralized Zod schemas (server/utils/schemas.js) and validateBody
  utility for all API endpoints
- Fix critical mass assignment in member creation: raw body no longer
  passed to new Member(), only validated fields (email, name, circle,
  contributionTier) are accepted
- Apply Zod validation to login, profile patch, event registration,
  updates, verify-payment, and admin event creation endpoints
- Fix logout cookie flags to match login (httpOnly: true, secure
  conditional on NODE_ENV)
- Delete unauthenticated test/debug endpoints (test-connection,
  test-subscription, test-bot)
- Remove sensitive console.log statements from Helcim and member
  endpoints
- Remove unused bcryptjs dependency
- Add 10MB file size limit on image uploads
- Use runtime config for JWT secret across all endpoints
- Add 38 validation tests (117 total, all passing)

tests/server/api/auth-login.test.js

@@ -107,7 +107,7 @@ describe('auth login endpoint', () => {
 
     await expect(loginHandler(event)).rejects.toMatchObject({
       statusCode: 400,
-      statusMessage: 'Email is required'
+      statusMessage: 'Validation failed'
     })
   })
 })