diff --git a/app/pages/member/account.vue b/app/pages/member/account.vue
index 8bdb730..c8de906 100644
--- a/app/pages/member/account.vue
+++ b/app/pages/member/account.vue
@@ -59,6 +59,10 @@
                   <span class="membership-k">Contribution</span>
                   <span class="membership-v">{{ currentContributionLabel }}</span>
                 </div>
+                <div v-if="nextPaymentDate" class="membership-row">
+                  <span class="membership-k">Next payment</span>
+                  <span class="membership-v">{{ formatNextPaymentDate(nextPaymentDate) }}</span>
+                </div>
                 <div class="membership-row">
                   <span class="membership-k">Member since</span>
                   <span class="membership-v">{{
@@ -305,6 +309,18 @@ const paymentHistoryLoading = ref(false);
 const paymentHistoryError = ref(false);
 const paymentHistoryLoaded = ref(false);
 
+// Next payment (refreshed lazily from Helcim when cached date is stale)
+const refreshedNextBillingDate = ref(null);
+const nextBillingRefreshed = ref(false);
+
+const nextPaymentDate = computed(() => {
+  const m = memberData.value;
+  if (!m) return null;
+  if (m.status !== 'active') return null;
+  if (String(m.contributionTier || '0') === '0') return null;
+  return refreshedNextBillingDate.value || m.nextBillingDate || null;
+});
+
 // Change-card state
 const isChangingCard = ref(false);
 const changeCardButtonLabel = ref("Change card");
@@ -393,6 +409,44 @@ const formatMemberSince = (dateStr) => {
   });
 };
 
+const formatNextPaymentDate = (dateStr) => {
+  if (!dateStr) return "";
+  const d = new Date(dateStr);
+  if (Number.isNaN(d.getTime())) return "";
+  return d.toLocaleDateString("en-US", {
+    month: "long",
+    day: "numeric",
+    year: "numeric",
+  });
+};
+
+const STALE_WINDOW_MS = 24 * 60 * 60 * 1000;
+
+const isNextBillingStale = (dateStr) => {
+  if (!dateStr) return true;
+  const d = new Date(dateStr);
+  if (Number.isNaN(d.getTime())) return true;
+  return d.getTime() - Date.now() < STALE_WINDOW_MS;
+};
+
+const refreshNextBillingIfStale = async () => {
+  if (nextBillingRefreshed.value) return;
+  const m = memberData.value;
+  if (!m) return;
+  if (m.status !== 'active') return;
+  if (String(m.contributionTier || '0') === '0') return;
+  if (!isNextBillingStale(m.nextBillingDate)) return;
+
+  nextBillingRefreshed.value = true;
+  try {
+    const response = await $fetch("/api/helcim/subscription");
+    const fresh = response?.subscription?.nextBillingDate;
+    if (fresh) refreshedNextBillingDate.value = fresh;
+  } catch (err) {
+    // Silent — fall back to cached value (if any)
+  }
+};
+
 const handleUpdateTier = async () => {
   isUpdating.value = true;
   try {
@@ -504,6 +558,7 @@ onMounted(() => {
   if (memberData.value?.helcimCustomerId) {
     loadPaymentHistory();
   }
+  refreshNextBillingIfStale();
 });
 
 watch(
@@ -515,6 +570,13 @@ watch(
   },
 );
 
+watch(
+  () => memberData.value?.status,
+  () => {
+    refreshNextBillingIfStale();
+  },
+);
+
 const formatTxnDate = (iso) => {
   if (!iso) return "—";
   const d = new Date(iso);
diff --git a/server/api/auth/member.get.js b/server/api/auth/member.get.js
index 5dbcfd8..bbcae66 100644
--- a/server/api/auth/member.get.js
+++ b/server/api/auth/member.get.js
@@ -14,6 +14,7 @@ export default defineEventHandler(async (event) => {
     contributionTier: member.contributionTier,
     billingCadence: member.billingCadence,
     helcimCustomerId: member.helcimCustomerId,
+    nextBillingDate: member.nextBillingDate,
     membershipLevel: `${member.circle}-${member.contributionTier}`,
     // Profile fields
     pronouns: member.pronouns,
diff --git a/server/api/helcim/subscription.get.js b/server/api/helcim/subscription.get.js
new file mode 100644
index 0000000..99d2bc5
--- /dev/null
+++ b/server/api/helcim/subscription.get.js
@@ -0,0 +1,56 @@
+// Refresh the authenticated member's cached nextBillingDate from Helcim.
+// The account page calls this only when the stored date is stale (missing,
+// past, or within ~24h). On success, writes the fresh date back to the member
+// record so subsequent loads can render instantly from /api/auth/member.
+//
+// On Helcim errors, returns { subscription: null, error: 'unavailable' } (HTTP 200)
+// so the client can fall back to the cached value (if any) without crashing.
+import { requireAuth } from '../../utils/auth.js'
+import { getHelcimSubscription } from '../../utils/helcim.js'
+import Member from '../../models/member.js'
+import { connectDB } from '../../utils/mongoose.js'
+
+export default defineEventHandler(async (event) => {
+  const member = await requireAuth(event)
+
+  if (!member.helcimSubscriptionId) {
+    return { subscription: null }
+  }
+
+  try {
+    const response = await getHelcimSubscription(member.helcimSubscriptionId)
+    const subscription = Array.isArray(response)
+      ? response[0]
+      : (response?.data?.[0] || response)
+
+    const nextBillingDate = subscription?.nextBillingDate || null
+
+    if (nextBillingDate) {
+      const parsed = new Date(nextBillingDate)
+      if (!Number.isNaN(parsed.getTime())) {
+        await connectDB()
+        await Member.findByIdAndUpdate(
+          member._id,
+          { $set: { nextBillingDate: parsed } },
+          { runValidators: false }
+        )
+      }
+    }
+
+    return {
+      subscription: subscription
+        ? {
+            id: String(subscription.id ?? ''),
+            status: subscription.status || '',
+            nextBillingDate: nextBillingDate || '',
+          }
+        : null,
+    }
+  } catch (error) {
+    console.error('[subscription.get] Helcim lookup failed', {
+      helcimSubscriptionId: member.helcimSubscriptionId,
+      error: error?.message || error,
+    })
+    return { subscription: null, error: 'unavailable' }
+  }
+})
diff --git a/server/api/helcim/subscription.post.js b/server/api/helcim/subscription.post.js
index 7d9c015..8a7d7de 100644
--- a/server/api/helcim/subscription.post.js
+++ b/server/api/helcim/subscription.post.js
@@ -163,6 +163,10 @@ export default defineEventHandler(async (event) => {
       throw createError({ statusCode: 500, statusMessage: 'Subscription creation failed' })
     }
 
+    const nextBillingDate = subscription.nextBillingDate
+      ? new Date(subscription.nextBillingDate)
+      : null
+
     // Update member in database
     const member = await Member.findOneAndUpdate(
       { helcimCustomerId: body.customerId },
@@ -174,6 +178,9 @@ export default defineEventHandler(async (event) => {
           billingCadence: cadence,
           subscriptionStartDate: new Date(),
           status: 'active',
+          ...(nextBillingDate && !Number.isNaN(nextBillingDate.getTime())
+            ? { nextBillingDate }
+            : {}),
         } },
       { new: true, runValidators: false }
     )
diff --git a/server/api/members/cancel-subscription.post.js b/server/api/members/cancel-subscription.post.js
index b16d54a..74af600 100644
--- a/server/api/members/cancel-subscription.post.js
+++ b/server/api/members/cancel-subscription.post.js
@@ -34,6 +34,7 @@ export default defineEventHandler(async (event) => {
           paymentMethod: 'none',
           subscriptionEndDate: new Date(),
         },
+        $unset: { nextBillingDate: 1 },
       },
       { runValidators: false }
     );
diff --git a/server/api/members/update-contribution.post.js b/server/api/members/update-contribution.post.js
index fd236f8..c067964 100644
--- a/server/api/members/update-contribution.post.js
+++ b/server/api/members/update-contribution.post.js
@@ -102,6 +102,10 @@ export default defineEventHandler(async (event) => {
           throw new Error("No subscription returned in response");
         }
 
+        const nextBillingDate = subscription.nextBillingDate
+          ? new Date(subscription.nextBillingDate)
+          : null;
+
         // Update member record
         await Member.findByIdAndUpdate(
           member._id,
@@ -111,6 +115,9 @@ export default defineEventHandler(async (event) => {
               paymentMethod: "card",
               status: "active",
               billingCadence: cadence,
+              ...(nextBillingDate && !Number.isNaN(nextBillingDate.getTime())
+                ? { nextBillingDate }
+                : {}),
             } },
           { runValidators: false }
         );
@@ -152,7 +159,10 @@ export default defineEventHandler(async (event) => {
       // Update member to free tier
       await Member.findByIdAndUpdate(
         member._id,
-        { $set: { contributionTier: newTier, helcimSubscriptionId: null, paymentMethod: "none", billingCadence: "monthly" } },
+        {
+          $set: { contributionTier: newTier, helcimSubscriptionId: null, paymentMethod: "none", billingCadence: "monthly" },
+          $unset: { nextBillingDate: 1 },
+        },
         { runValidators: false }
       );
 
diff --git a/server/utils/helcim.js b/server/utils/helcim.js
index 11216a4..11b4775 100644
--- a/server/utils/helcim.js
+++ b/server/utils/helcim.js
@@ -134,6 +134,9 @@ export const createHelcimSubscription = (subscription, idempotencyKey) =>
     errorMessage: 'Subscription creation failed'
   })
 
+export const getHelcimSubscription = (id) =>
+  helcimFetch(`/subscriptions/${id}`, { errorMessage: 'Subscription lookup failed' })
+
 export const cancelHelcimSubscription = (id) =>
   helcimFetch(`/subscriptions/${id}`, { method: 'DELETE', errorMessage: 'Subscription cancellation failed' })
 
diff --git a/tests/server/api/update-contribution.test.js b/tests/server/api/update-contribution.test.js
index 38e18c1..d79684a 100644
--- a/tests/server/api/update-contribution.test.js
+++ b/tests/server/api/update-contribution.test.js
@@ -345,12 +345,15 @@ describe('update-contribution endpoint — Case 2 (paid→free)', () => {
     expect(cancelHelcimSubscription).toHaveBeenCalledWith('sub-1')
     expect(Member.findByIdAndUpdate).toHaveBeenCalledWith(
       'member-c2',
-      { $set: expect.objectContaining({
+      expect.objectContaining({
+        $set: expect.objectContaining({
           contributionTier: '0',
           helcimSubscriptionId: null,
           paymentMethod: 'none',
           billingCadence: 'monthly',
-        }) },
+        }),
+        $unset: expect.objectContaining({ nextBillingDate: 1 }),
+      }),
       { runValidators: false }
     )
     expect(result.success).toBe(true)