{
  "currentBalances": {
    "cash": 5000,
    "savings": 8000,
    "totalLiquid": 13000
  },
  "policies": {
    "equalHourlyWage": 20,
    "payrollOncostPct": 25,
    "savingsTargetMonths": 3,
    "minCashCushionAmount": 3000,
    "deferredCapHoursPerQtr": 240,
    "deferredSunsetMonths": 12,
    "surplusOrder": [
      "Deferred",
      "Savings",
      "Hardship",
      "Training",
      "Patronage",
      "Retained"
    ],
    "paymentPriority": [
      "Payroll",
      "Taxes",
      "CriticalOps",
      "Vendors"
    ],
    "volunteerScope": {
      "allowedFlows": ["Care", "SharedLearning"]
    }
  },
  "deferredLiabilities": {
    "totalDeferred": 2340,
    "byMember": {
      "member-1": 1700,
      "member-2": 0,
      "member-3": 640
    }
  }
}